

Share Savings Account
- The Share Savings Account is a “regular savings” account
- No monthly service fees
- Pays dividends monthly - see Truth in Savings Disclosure
- To earn dividends, you must have an average daily balance of at least $100.01 for the dividend period
Christmas Club Account
- Designed to save money for the Holidays
- Dividends are earned monthly and pay starting on an average share balance of $100.01 for the dividend period
- On November 10 of each year, we pay final dividends and deposit the full balance in the account of your choice
- This account is designed to promote savings for the Holidays, there is a penalty for early withdrawals