Savings Accounts

• The Share Savings Account is a “regular savings” account
• No monthly service fees
• Pays dividends monthly - see Truth in Savings Disclosure 
• To earn dividends, you must have an average daily balance of at least $100.01 for the dividend period
  

Christmas Club Account

• Designed to save money for the Holidays
  
• Dividends are earned monthly and pay starting on an average share balance of $100.01 for the dividend period
• On November 10 of each year, we pay final dividends and deposit the full balance in the account of your choice
  
• This account is designed to promote savings for the Holidays, there is a penalty for early withdrawals

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