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Rates

Member Rates

Share Savings & Kid / Teen Accounts

Dividend Tiers Annual Percentage Yield
$100 or less No dividend paid
$100.01 to $9,999.99 0.05%
$10,000 and over 0.10%

Christmas Club Account*

Dividend Tiers Annual Percentage Yield 
$100 or less No dividend paid
$100.01 to $9,999.99 0.06 %
$10,000 and over 0.11 %
*Terms and conditions apply. See our Fee Schedule. Penalties applied for early withdrawal from Christmas Club Accounts. Rates subject to change. 

Community Checking

Dividend Tiers Annual Percentage Yield
No dividend paid No dividend paid

Money Market Checking

Dividend Tiers Annual Percentage Yield
$2,499.99 or less No dividend paid
$2,500.00 to $9,999.99 0.20 %
$10,000 to $24,999.99 0.25 %
$25,000 and over 0.40 %
*Terms and conditions apply. See our Fee Schedule. Money Market Accounts are subject to withdrawal limitations. Rates subject to change. 

Individual Retirement Accounts

Dividend Tiers Annual Percentage Yield
$100 or less No dividend paid
$100.01 and over 0.30%*
*Rate will vary

Certificates

Dividend Tiers Minimum Annual Percentage Yield
3 Month Certificate (Paid at Maturity)

$1,000.00
 0.50%
3 Month Certificate (Paid Monthly)

$1,000.00
 0.50%
7 Month Certificate (Paid at Maturity)

$5,000.00
 1.25%
7 Month Certificate (Paid Monthly)

$5,000.00
 1.26%
12 Month Certificate (Paid at Maturity)

$1,000.00
 2.50%
12 Month Certificate (Paid Quarterly)

$1,000.00
 2.52%
12 Month Certificate (Paid Monthly)

$1,000.00
 2.53%
24 Month Certificate (Paid Annually)

$5,000.00
 2.00%
24 Month Certificate (Paid Quarterly)

$5,000.00
 2.02%
24 Month Certificate (Paid Monthly)

$5,000.00
 2.02%
36 Month Certificate (Paid Annually)

$5,000.00
 1.75%
36 Month Certificate (Paid Quarterly)

$5,000.00
 1.76%
36 Month Certificate (Paid Monthly)

$5,000.00
 1.76%
*Terms and conditions apply. The Dividend rate and APY may change at any time. The APY is based on the assumption that dividends will remain in the account until maturity. Any fee, withdrawal, or transfer reduces earnings and there are penalties for early withdrawal. 

New / Used Auto Loans 2020-2023 Model Years old not exceeding 130K miles

Approximate Term Annual Percentage Rate
48 - 84 months 7.00  % - 16.75 %

Used Auto Loans 2014-2019 Model Years old not exceeding 130K miles

Approximate Term Annual Percentage Rate
48 - 84 months 7.25 % - 17.00 % 
*Terms and conditions apply. See our Fee Schedule. Rates subject to change. 

Home Equity Line of Credit

Terms Annual Percentage Rate
  • Adjustable Rate
  • Prime plus margin
  • 5-point cap
 As low as 8.75%

*Terms and conditions apply. See our Fee Schedule. Rates subject to change. 

Personal Loan

Approximate Term Annual Percentage Rate
Up to 36 months 12.00 % - 17.75     %

Debt Consolidation

Approximate Term Annual Percentage Rate
Up to 60 months 12.00 % - 16.50  %

Signature Plus Loan

Approximate Term Annual Percentage Rate
Up to 60 months 12.00 % - 16.50  %
*Terms and conditions apply. See our Fee Schedule. Rates subject to change. 





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