Road on a hill top winding along the hill overlooking the sea

Checking Accounts

At Central Coast Federal Credit Union, Free Checking means FREE CHECKING.

Our Community Checking account is designed around you, the members of our community.
It comes with no monthly maintenance fee, state of the art technology like online banking and mobile banking with competitive benefits/features that you need most to manage your money.


Community Checking 

  • No monthly service fees
  • FREE checks with direct deposit
  • No minimum monthly balance
  • VISA® Debit Card issued in branch
  • Over 30,000 Surcharge-Free ATMS**
  • We offer Courtesy Pay to established accounts that opt in for the service
  • Link your personal line of credit for overdraft protection

Money Marketing Checking

  • One box of FREE checks
  • Pays dividends monthly - see Truth in Savings Disclosure

**That's more than most of the larger banks and it includes selected locations where you shop, like 7-Eleven, Circle K, Costco, Publix, Dunkin Donuts, and many regional convenience store locations. 











Questions, comments, or suggestions? We'd love to hear from you!