Central Coast Federal Credit Union





Road on a hill top winding along the hill overlooking the sea

Starting June 1, CCFCU accounts will transition to
Wescom Credit Union!



Looking for an ATM or branch hours? Let us help!

Recipient of the Monterey Peninsula Chamber of Commerce 2023 Business Excellence Award

Your Trusted Federal Credit Union in Monterey County, California


Welcome to Central Coast Federal Credit Union, your trusted credit union nestled in the heart of Monterey County, California. With branches conveniently located in Seaside, Salinas, Soledad, and King City, we are more than just a financial institution. We are a community committed to serving our members' financial needs. Whether you are searching for personal loans, auto loans, or a solid platform for your checking and savings accounts, we are here to provide comprehensive solutions. Our commitment is to empower our members by offering financial services and tools to drive your success.

CCF Membership Means More banner


Protect your Online Banking Presence

We will NEVER call, text, or email you asking for your online banking information, two-factor authentication codes, or sensitive personal details.

If you receive any suspicious communication, report it immediately to your local branch administration or a Member Services Representative at (831) 393-3480.



Link to Central Coast Federal Credit Union and Wescom Credit Union merger logo

Membership Means MORE


In order to provide you with even greater financial products, services, and access, we are excited to share with you that CCFCU has entered into a merger agreement with Wescom Credit Union.

Why Central Coast Federal Credit Union Stands Out


Choosing Central Coast Federal Credit Union means choosing a partner dedicated to your financial growth and stability. We pride ourselves on being one of the most trusted credit unions in Monterey County, Seaside, Salinas, Soledad, and King City. We go beyond simple banking services. Here's why our members trust and choose us:

  • Rooted in the Community - As your local credit union, we are dedicated to serving the financial needs of our community. Our operations are member-driven, focusing on the needs of those who live and work in Monterey County.
  • Customized Financial Solutions - We understand that one size doesn't fit all. Hence, we offer financial services such as personal loans, auto loans, and home equity lines of credit tailored to your circumstances and goals.
  • All-Encompassing Financial Services - We provide a comprehensive range of services to meet all your financial needs including checking accounts, savings accounts, and Visa credit cards.
  • Member-Owned and Operated - We put our members first. As a credit union member, you are not just a customer but an owner. You have a say in our operations and decisions.

Get in Touch With Us Today


Whether you're interested in auto loans, seeking the convenience of our Visa credit cards, curious about our certificate accounts, exploring home equity line of credit options, or ready to become a member, we're here to assist you. Your financial well-being is our top priority, and we are just a call or click away. Embark on your journey towards financial stability with Central Coast Federal Credit Union. Join our family today and experience a unique blend of personalized financial services and community dedication.

Transfer funds, make deposits, and manage your accounts anywhere, anytime. 

Click the link below for answers to frequently asked questions and more.

Learn how to get paid up to three days early through our Advance Pay Service.