Central Coast Federal Credit Union

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Certificate Special

Earn 5.00% APY* for 12-months.
Lock in your rate today.


*Terms and conditions apply.
Finance home improvement projects with HELOC loans

Home Equity Line
of Credit

A great way to fund your home improvement projects, consolidate bills, pay college tuition, and anything else that may come your way.
With rates as low as 8.75%*

Learn More about our HELOC

*Terms and conditions apply 

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Auto Loan Pre-Approval

Get CCFCU Pre-Approved before you go shopping for your next car!

Looking for an ATM or branch hours? Let us help!

Recipient of the Monterey Peninsula Chamber of Commerce 2023 Business Excellence Award

Your Trusted Federal Credit Union in Monterey County, California


Welcome to Central Coast Federal Credit Union, your trusted credit union nestled in the heart of Monterey County, California. With branches conveniently located in Seaside, Salinas, Soledad, and King City, we are more than just a financial institution. We are a community committed to serving our members' financial needs. Whether you are searching for personal loans, auto loans, or a solid platform for your checking and savings accounts, we are here to provide comprehensive solutions. Our commitment is to empower our members by offering financial services and tools to drive your success.

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Make a one-time or recurring payment on your CCFCU loan the easy way by using EZ Pay



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Credit Cards with CCFCU


  • Contactless payment
  • Text alerts and reminders
  • Mobile purchasing capability through your mobile wallet
  • Fraud monitoring and protection

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Membership Means MORE


In order to provide you with even greater financial products, services, and access, we are excited to share with you that CCFCU has entered into a merger agreement with Wescom Credit Union.

Why Central Coast Federal Credit Union Stands Out


Choosing Central Coast Federal Credit Union means choosing a partner dedicated to your financial growth and stability. We pride ourselves on being one of the most trusted credit unions in Monterey County, Seaside, Salinas, Soledad, and King City. We go beyond simple banking services. Here's why our members trust and choose us:

  • Rooted in the Community - As your local credit union, we are dedicated to serving the financial needs of our community. Our operations are member-driven, focusing on the needs of those who live and work in Monterey County.
  • Customized Financial Solutions - We understand that one size doesn't fit all. Hence, we offer financial services such as personal loans, auto loans, and home equity lines of credit tailored to your circumstances and goals.
  • All-Encompassing Financial Services - We provide a comprehensive range of services to meet all your financial needs including checking accounts, savings accounts, and Visa credit cards.
  • Member-Owned and Operated - We put our members first. As a credit union member, you are not just a customer but an owner. You have a say in our operations and decisions.

Get in Touch With Us Today


Whether you're interested in auto loans, seeking the convenience of our Visa credit cards, curious about our certificate accounts, exploring home equity line of credit options, or ready to become a member, we're here to assist you. Your financial well-being is our top priority, and we are just a call or click away. Embark on your journey towards financial stability with Central Coast Federal Credit Union. Join our family today and experience a unique blend of personalized financial services and community dedication.

Transfer funds, make deposits, and manage your accounts anywhere, anytime. 

Click the link below for answers to frequently asked questions and more.

Learn how to get paid up to three days early through our Advance Pay Service.