Personal Loan Rates

All Rates are quoted as Annual Percentage Rates (APR). Rates within loan types are given in ranges. The rate and terms you are offered for each loan type depend on a determination of your credit worthiness through an analysis of credit reports and information supplied on your loan application. All rates and terms are subject to change; please call the Credit Union to verify the latest rates and terms. For a full disclosure of rates and terms on all Credit Union Consumer Loans (Important – Print this if you wish to apply for a loan), click here to proceed to our Truth in Lending pages (a multi-page document requiring Adobe Acrobat Reader ).

Personal Loans

  • Approximate Term
  • Up to 36 months
  • Percentage Rate
  • 10.500-18.000%

Credit Builders Personal Loan

  • Approximate Term
  • 12 months
  • Percentage Rate
  • 18.000%

Debt Consolidation

  • Approximate Term
  • Up to 36 months
  • Percentage Rate
  • 12.000-18.000%

Personal Credit Line

  • Approximate Term
  • Up to 36 months
  • Percentage Rate
  • 10.500-18.000%

Share Secured Loans

  • Approximate Term
  • Maximum 10 Years
  • Percentage Rate
  • 5% above dividend rate

Certificate Secured Loans

  • Approximate Term
  • Term of Certificate
  • Percentage Rate
  • 5% above dividend rate
*Members with Direct Deposit receive a 0.25% reduction off the quoted Annual Percentage Rate on all consumer loans (with the exception of VISA, share and certificate secured loans and real estate loans).