Auto Loan Rates

All Rates are quoted as Annual Percentage Rates (APR). Rates within loan types are given in ranges. The rate and terms you are offered for each loan type depend on a determination of your credit worthiness through an analysis of credit reports and information supplied on your loan application. All rates and terms are subject to change; please call the Credit Union to verify the latest rates and terms.

New Auto Loans

  • Approximate Term
  • 84 months
  • 72 months
  • 66 months
  • 48 months
  • Percentage Rate
  • 4.250-8.00%
  • 3.750-7.500%
  • 3.250-17.740%
  • 2.910-12.990%

Used Auto Loans - 2011-2016 Model Years old not exceeding 130K miles

  • Approximate Term
  • 84 months
  • 72 months
  • 66 months
  • 48 months
  • Percentage Rate
  • 4.490-8.500%
  • 3.990-7.990%
  • 3.500-17.740%
  • 2.910-13.990%

Used Auto Loans - 2006-2010 Model Years old not exceeding 130K miles

  • Approximate Term
  • 66 months
  • 48 months
  • 36 months
  • Percentage Rate
  • 4.990-8.490%
  • 4.750-7.990%
  • 4.500-7.500%

Used Auto Loans - 2008-2010 Model Years old from 131k-150k miles

  • Approximate Term
  • 48 months
  • 36 months
  • Percentage Rate
  • 7.490-11.990%
  • 7.250-9.990%

New Motorcycles

  • Approximate Term
  • Up to 72 months
  • Percentage Rate
  • 7.000-12.000%

Used Motorcycles

  • Approximate Term
  • Up to 60 months
  • Percentage Rate
  • 7.500-12.000%
*Members with Direct Deposit receive a 0.25% reduction off the quoted Annual Percentage Rate on all consumer loans (with the exception of VISA, share and certificate secured loans and real estate loans).