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Real Estate Loans

Home Equity Line of Credit (HELOC)

Are you ready to unlock the hidden value in your home? A HELOC can be an easy, affordable way to finance home improvement projects, so go ahead, and dream big!

At CCFCU, you can enjoy the following benefits to having your HELOC with us.
  • 10-year draw period, 20-year repayment
  • Rates vary based on Prime Rate plus margin
  • 5-point cap over Prime Rate
  • Funds may be accessed with VISA® debit card
  • No Balloon payment
  • No pre-payment penalties
  • No hidden fees
    -No monthly fee
    -No annual fee
    -No service fee
    -No advance fee
  • FREE checks
Popular uses for HELOC include:
  • Home improvement projects
  • Home maintenance needs
  • High interest debt consolidation
  • Cover unexpected expenses
At CCFCU, your membership means MORE. View rates and apply below.

Mortgage Loans
  • 1st Mortgage - Purchase or Refinance
  • 10–30-year terms
  • No prepayment penalties
  • Financing up to four-unit properties, owner occupied, 2nd home, and investment/rental properties

#NMLS: 786119

Questions, comments, or suggestions? We'd love to hear from you!