Friends and family walking on beach

Become a Member

Your Journey to Financial Freedom Begins Here

If you're wondering how to join a credit union like Central Coast Federal Credit Union, we’ve ensured that our process is seamless and straightforward. We believe in creating an experience that is convenient for our members. Here's a step-by-step guide on how you can join us:

  • Step-by-Step Guide to Members - Start your journey with us by filling out a Membership Application form. This can be done online through our website or by visiting any branch in Monterey County, Seaside, Salinas, Soledad, or King City, CA.
  • Opening Deposit and Membership Fee - An initial deposit of $5 is required to open your savings account, accompanied by a one-time $5 membership fee. This minimal deposit symbolizes your share and establishes your Central Coast Federal Credit Union membership.
  • Enjoy the Benefits - As soon as your account is activated, you'll gain immediate access to an extensive array of credit union member services. Enjoy the benefits and conveniences designed exclusively for Central Coast Federal Credit Union members.

Meeting Our Federal Credit Union Membership Criteria

To maintain a close-knit community, our credit union membership requirements focus on Monterey County, Seaside, Salinas, Soledad, and King City, CA. You can become a part of the Central Coast Federal Credit Union family if you meet any of the following criteria:

  • Monterey County Connection - You can join us if you live, work, worship, or attend school anywhere in Monterey County.
  • Family Membership - Family bonds are important to us. If you're an immediate relative of a current Central Coast Federal Credit Union member, we warmly welcome you to join our family.
  • Organization Members - We've established partnerships with several organizations. If you're a member of these groups, you can join the Central Coast Federal Credit Union.

Perks of Being Part of Central Coast Federal Credit Union

Beyond offering a safe place to manage your money, Central Coast Federal Credit Union's membership provides advantages that extend past traditional banking services. Here are some credit union membership benefits you can anticipate when you join our community:

  • Financial Products That Work for You - We provide various financial products tailored to your unique financial needs and lifestyle. These include personal loans, auto loans, credit cards, home equity lines of credit, and more.
  • Competitive Rates - We're dedicated to delivering real economic value to our members. To this end, we offer competitive interest rates on loans and attractive dividends on savings and deposit accounts.
  • Personalized Service - Our service goes beyond transactions. Every member receives personalized attention aimed at helping them meet their financial goals. Our supportive team is always ready to assist, whether helping you pick the right financial product or providing advice on planning a budget.

Questions, comments, or suggestions? We'd love to hear from you!