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All active members of Central Coast FCU are eligible
to receive a free ATM card.
You can use your card to make deposits, transfers
and withdrawals on your Prime Savings or Checking
Account. If you have a checking account your ATM
card also acts as a Point of Sale Debit Card, withdrawing
purchase amounts (plus any requested cash-back)
directly from your checking account. Point of Sale
purchases can be made at any retail store, gas station
or restaurant connected to the Interlink, Maestro
or Explore networks (over 300,000 locations nationwide).
There is no fee if you use your card at any of the
five ATM machines owned and operated by Central
Coast Federal Credit Union or for Point of Sale
purchases. There is a $1.00 ATM network fee for
use of your card at any ATM machine not owned or
operated by us (other surcharges by the machine
owners/operators may apply- look for machines bearing
a "NO SURCHARGE" label to avoid this use
fee). You may use your ATM Card at any machine bearing
the following logos: CO-OP, CO-OP Depository (accepts
deposits), Star, VISA, and Plus. Many other networks
have shared agreements with the Co-op Network as
well, enabling you to use your ATM card all over
the world. Click on the below link to locate the
nearest CO-OP affiliated ATM near you.
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All active members eligible to open a share draft "checking"
account are eligible to receive a free VISA Debit
Card. You can use this card as you would an ATM
card at any ATM bearing the VISA logo, or to purchase
goods and services at any merchant that accepts
VISA cards. All purchases made with a VISA Debit
Card are automatically withdrawn from your share
draft checking account (for PIN-based transactions
the funds are withdrawn immediately and a $1.00
use fee is charged to your account, for signature-based
transactions funds are placed on hold until the
next business day at which time the hold is released
and the funds are paid- no service fee is charged).
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