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Member Privilege is an overdraft limit of $400.00 that is
automatically assigned to your share draft account after
the initial 6 month waiting period on new accounts. It
provides you with an added level of protection against
unanticipated cash flow emergencies and account
reconciliation errors. There is no need to sign up for
anything. You also have the right to “Opt”
out of this program at any time.
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As long as you maintain your account in good standing
(defined by making deposits and bringing your account
balance positive at least once every 30 days) we will
honor overdrafts of up to $400 (including the overdraft
fees). You may use this service by writing a check,
ATM withdrawal, Tell-A-Phone, or Debit card
transactions and must bring the account back to a
positive balance within 30 days from using this service.
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There is no additional cost for this service. However you
will be charged the standard NSF fee of $25.00 per
transaction. When the service becomes available on your
account, you will receive important information detailing
this service for your information and records.
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Please call or e-mail us for more information or to request a brochure.
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