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At Central Coast Federal Credit Union, Free Checking means FREE CHECKING.
No minimums, no direct deposits required and completely free of monthly
service charges. There's no limit to the number of checks you may write or
no per-check fee. We offer VISA debit cards, drawing funds directly from
checking for your purchases at retail location with VISA, Explore or PLUS
services (over 189,000 locations nationwide) and we won't charge you for
seeing a teller. Monthly statements are issued on Share Draft Checking
accounts.
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A Money Market Checking Account is a great place for saving money for those future
plans such as buying a house or saving for the kid's college expenses. The more money
you have in a Central Coast Federal Credit Union Money Market Account, the higher
dividend rate you earn. The account has an opening balance requirement of at least
$2,500.00. Dividends are paid quarterly on an average balance for the dividend
period of $2,500 or more. Higher rates are earned with average balances starting
at $7,500.00, $10,000.00 and $25,000.00. As this is considered an "investment"
account, we limit withdrawals to three per month and the withdrawals must be for
$100.00 or more. We supply you with a free 50-pack of Money Market checks per year.
This is a Federally-Insured account- meaning you are never in danger of loosing any
of your principal investment (as is the case with some Money Market accounts at other
institutions which may invest your funds in stocks, bonds or commodities).
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