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New SelectOne Share Certificates
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In a rising Interest rate environment, locking into a
long-term fixed rate investment can be a troubling task.
That's why Central Coast Federal Credit Union has
introduced SelectOne. SelectOne allows you to get
great long-term rates without the risk of missing out
on a higher dividend rate. During the term, the
SelectOne account features an option that allows you
make a one-time adjustment your dividend rate if a
higher prevailing rate exists. Flexibility
and peace of mind is the key to this extraordinary new product.
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Our Term Certificates are Central Coast Federal
Credit Union's most popular savings product. Term
Certificates ("Certificates of Deposit" at
other financial institutions) are available at either
$1,000.00 or $5,000.00 minimum starting balances. The
terms for our $1,000.00 minimum certificates are 3 months
and 1 year. The terms for our $5,000.00 minimum
certificates are 7 months, 24 months and
36 months. We have many options on our term certificates -
automatic renewals, dividend payment options (monthly,
quarterly, at maturity payouts), and so on. Our rates
are traditionally among the highest in the Monterey County
area ... There are penalties for early withdrawals on all
term certificate accounts-please view our Truth in Savings
Account Disclosure for penalty information
(requires Adobe Acrobat Reader).
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An Individual
Retirement Account at Central Coast Federal Credit
Union is a safe, secure way for you to save for
your retirement years. Our dividend rates have
traditionally been the highest in the Monterey
County area for federally-insured IRA's. We offer
Traditional (tax-deferred), Roth and Coverdell
ESA (Education Savings Account). Dividends are
paid quarterly on average share balances of $100.01
or more. Quarterly statements are issued on IRA's.
We strongly
suggest you consult with your tax or investment
advisor before opening an IRA ...
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